All proceeds from the sale of VANCOUVER COOKS will be invested in a Chefs' Table Scholarship and Bursary Fund to help young chefs committed to the development of regional cuisine.
You can buy a copy from Barbara-Jo's Books To Cooks, or at your favourite local bookseller.
Welcome to the Chefs' Table Society
The Chefs’ Table Society of British Columbia is a province-wide collaborative dedicated to creating a foundation for the exchange of information between culinary professionals. We support innovative and sustainable programs that will inspire, educate and nurture our chefs, our producers and our local food industry. We promote standards of excellence with the aim of enhancing the reputation of our regional cuisine.
SMALL BUSINESS LIABILITY INSURANCE
Starting a small business is one way to improve your financial future. However, there is a lot of risk involved with starting a small business that is run out of the home or out of a business office. Every business owner or future business owner should sit down and think about the type of business insurance that is required to protect their interest in the business. Certainly, small business liability insurance is one of the top insurance policies to consider, before opening the business. Liability insurance is vital for the small business owner. It can protect them from future financial ruin.
Does A Small Business Really Need Liability Insurance
Perhaps, a business owner works out of the home. They have a tiny office in a spare room. However, they do receive clients in their small home office. Do they require liability insurance? Well, the fact is that some homeowner's insurance policies might cover the very small business that is run out of the home. Still, it is a good idea to go over the home owner's policy with an insurance agent to make sure that the business is indeed properly covered. Here is something to consider. Any small business owner might face the risk of a lawsuit by a customer or client. For example, the client is unhappy with a transaction, they were injured because of a product, or they state that their property was damaged. These are just some of the reasons that suggest that liability insurance is a good idea for the small business owner. If a client sues the small business owner, the liability insurance should cover the physical damages, medical damages, financial damages, and lawyer fees.
How Much Small Business Liability Insurance Is Required
Of course, this is a difficult question to answer. Much depends on the size of the business, whether customers are on the property, employees on site, and other factors. It is important to purchase enough liability insurance to cover any type of financial, physical, medical, and legal fees that might be involved in a claim against the business. Contact a small business insurance agent. They should be able to determine the amount of small business liability insurance that is required for a business.
Often, a small business owner might neglect buying the necessary amount of liability insurance. This is primarily true for those that run a small business out of the home. Usually, they assume that their home insurance policy might cover any type of liability. The fact is that policies vary. The business might not be covered under the policy. Contact an insurance agent for more information on small business liability insurance.